You may be searching for strategies to grow your assets and minimize taxes, or a dependable income to continue your current lifestyle in retirement. You may need to rebuild and protect your financial future after a death or divorce, or to put your children and grandchildren on a good financial path. You’re probably also the kind who looks beyond your lifetime, building a legacy that protects the important people and organizations in your life.
"Our philosophy is rooted in a comprehensive approach to building our clients' wealth, and keeping them moving consistently toward their goals." - Steve Janachowski
We know your financial needs are complex, and you want intelligent, straightforward, and objective solutions that are easy to implement. As a fiduciary, Brouwer & Janachowski has no conflicts of interest, has no proprietary products, is fee-only and not paid commissions, and has an obsessive commitment to your financial wellbeing.
Charitable Giving and Gifting Strategy
Coordination of Accounts
Fluctuating Income Strategies
Leveraging Employer Benefits
Portfolio Construction & Management
UNDERSTAND > ANALYZE > GUIDE
financial solutions speak to underlying needs. Everyone brings their unique story, and whether it be security, abundance, freedom, legacy—or anything in between, we seek to first explore each client's “why?”
Our years of experience has taught us that financial solutions are never one size fits all. We follow a disciplined process of evaluating your current financial situation (assets, sources of income, cash-flows, liabilities) to craft a strategy that helps you achieve your desired financial outcomes while also helping to protect against life's unpleasant surprises.
Knowledge is important, but we're in the business of implementing. We help our clients translate insight into action, guiding them to navigate life in a way that is consistent with their dreams and values, while keeping them on track to reach their financial goals.