Wealth Strategies

You may be searching for strategies to grow your assets and minimize taxes, or a dependable income to continue your current lifestyle in retirement. You may need to rebuild and protect your financial future after a death or divorce, or to put your children and grandchildren on a good financial path. You’re probably also the kind who looks beyond your lifetime, building a legacy that protects the important people and organizations in your life.

"Our philosophy is rooted in a comprehensive approach to building our clients' wealth, and keeping them moving consistently toward their goals." - Steve Janachowski

We know your financial needs are complex, and you want intelligent, straightforward, and objective solutions that are easy to implement. As a fiduciary, Brouwer & Janachowski has no conflicts of interest, has no proprietary products, is fee-only and not paid commissions, and has an obsessive commitment to your financial wellbeing.


Asset Allocation

Cash-flow Management

Capital Growth

Charitable Giving and Gifting Strategy

Coordination of Accounts

Drawdown Strategy

Fluctuating Income Strategies

Legacy Planning

Leveraging Employer Benefits

Managing Risk

Portfolio Construction & Management

Tax Diversification


Growth Process 

UNDERSTAND > ANALYZE > GUIDE

UNDERSTAND
financial solutions speak to underlying needs. Everyone brings their unique story, and whether it be security, abundance, freedom, legacy—or anything in between, we seek to first explore each client's “why?”

ANALYZE
Our years of experience has taught us that financial solutions are never one size fits all. We follow a disciplined process of evaluating your current financial situation (assets, sources of income, cash-flows, liabilities) to craft a strategy that helps you achieve your desired financial outcomes while also helping to protect against life's unpleasant surprises. 

GUIDE
Knowledge is important, but we're in the business of implementing. We help our clients translate insight into action, guiding them to navigate life in a way that is consistent with their dreams and values, while keeping them on track to reach their financial goals.